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Review the details before you decide

Understand available loan terms and the steps in the application process.

Loan information

Loan amount
₹5,000 - ₹100,000
Repayment tenure
120 - 360 days
Maximum APR
20%
Processing fee
1% of the approved loan amount
GST
18% on the processing fee
Eligibility
Subject to KYC and the lender's assessment

The final offer and loan agreement set out the applicable charges, repayment schedule and total payable amount. Read them before accepting.

How it works

Sunny Rupee - Personal Loan account screen
  1. Register with your mobile number.
  2. Complete basic personal information.
  3. Submit required identity and profile details.
  4. Review the loan offer upon approval.
  5. Receive funds in your linked bank account.
  6. Repay funds on the due date and upgrade your credit limitation.